Mortgage Center

Applying online is easy. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Merrimack County Savings Bank Mortgage Loan Originator will follow up to answer your questions.
  4. We offer Land Loans, Please Contact a Mortgage Loan Originator for information.
  5. We offer “One Time Closing” on our Construction Loans, Please Contact a Mortgage Loan Originator
Apply Now Find a Mortgage Loan Originator

Our goal is to provide the highest level of service at competitive rates. Our Loan Originators are only a phone call away if you need help. Contact us at 1-800-541-0006.

Today's Rates

Conventional Mortgages
Fixed Retained 30 Year
 Rate  APR  Points
 4.375%  4.446%  0.000%
 4.250%  4.406%  1.000%
Fixed Retained 20 Year
 Rate  APR  Points
 4.125%  4.222%  0.000%
 4.000%  4.213%  1.000%
Fixed Retained 15 Year
 Rate  APR  Points
 3.625%  3.747%  0.000%
 3.500%  3.768%  1.000%
Adjustable Mortgages
ARM 5/1 30 Year
 Rate  APR  Points
 3.125%  4.149%  0.000%
ARM 7/1 15 Year
 Rate  APR  Points
 3.125%  3.634%  0.000%
ARM 7/1 30 Year
 Rate  APR  Points
 3.375%  4.098%  0.000%
ARM 10/1 30 Year
 Rate  APR  Points
 3.875%  4.226%  0.000%
Jumbo Mortgages
JUMBO Fixed 30 Year
 Rate  APR  Points
 4.875%  4.903%  0.000%
JUMBO Fixed 15 Year
 Rate  APR  Points
 4.125%  4.172%  0.000%
Home Equity
Home Equity Loan - Fixed Rate 5 Year Term
 Rate  APR  Points
 3.490%  3.523%  0.000%
Home Equity Loan - Fixed Rate 10 Year Term
 Rate  APR  Points
 4.490%  4.508%  0.000%
Fixed Rate Home Equity Loan - 15 Year
 Rate  APR  Points
 5.500%  5.513%  0.000%
Fixed Rate Home Equity Loan - 20 Year
 Rate  APR  Points
 5.500%  5.510%  0.000%
Home Equity Line of Credit
 Rate  APR  Points
 2.950%  2.950%  0.000%

Personalized Quote

Rate Watch

The actual rate and Annual Percentage Rate (APR) and fees available to you may be different that the rates posted based on your credit history, loan amount, property type, product features, down payment or loan-to-value ratio, as well as investor or underwriting criteria.

For more information on rate and other loan options, please call us at 800-541-0006

Maximum Conventional Loan Amount $417,000

Interest rates are subject to change at any time without notice. Applications subject to approval.